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Things Teenage drivers can do now to save on their car insurance costs

Teenage drivers could save money by staying on their parents’ auto insurance policy. Parents are eligible for a lot of price breaks that teens probably can’t get, like discounts for owning a home, having more than one vehicle, being married, etc.

Teenage drivers might be eligible for discounts from other companies. Not many car insurance companies offer discounts to teenage drivers, for good grades or taking a driving class. Although that might not mean that their rates are lower than progressive's, you should shop around to see what discounts are available and if you qualify.


Things Teenage drivers can do later to save on their car insurance costs

Teenage drivers can expect their rate to go down with time. At age 19, a teenage drivers rate with progressive could drop by as much as 35%. At age 21, it could drop an additional 25%. Teenage and young adult drivers should come back and shop with progressive later to see if you can get a lower rate.

Teenage drivers can do things now that will help lower your rate later. Age is only one factor an insurance company considers - a clean driving record, good credit history, and prior auto insurance could help a Teenage driver keep their rates lower in the future.

 

Progressive Teenage Driver Auto Insurance


 
You can save hundreds on a teenage driver auto insurance policy. We'll get you an auto insurance quote from progressive plus rates for other leading competitors. Rates among companies for a six-month auto insurance policy can vary by $500 or more - shop and compare rates today to see if you can save!

Progressive offers great rates and superior service for teenage drivers. Get customer support 24 hours a day, seven days a week for any help you need. Progressive auto insurance even provides you with free driver & vehicle safety information that can help you stay safe and lower your auto insurance rates.

Lowering teenage auto insurance rates

Adding a teen driver to your policy is always going to mean a higher premium. But there are a few ways to cut costs.

Make sure your teen drives safely. Even one ticket or fender-bender can send your teen's auto insurance rates sky high.

Take advantage of good student teen driver insurance rates. You could probably be saving up to 25% on your teen's car insurance if she maintains a "B" average or above.

Keep your teen driver insured on your policy, and list her as a occasional driver if possible.

Shop around. Teenage car insurance rates vary a lot from company to company, so get a few quotes. (We like ComparisonMarket and Insweb, because you can get multiple competing quotes from one easy online application.)

And last but not least, auto insurance for teen drivers gets cheaper as the car they drive gets safer and less expensive.

The best cars for teenage drivers

The key to making a safe driver out of your teenager is to give him the opposite of the car he'd like to drive.

The best cars for teen drivers are slower, bigger cars with a lot of safety features. Teens are very prone to accidents, especially ones caused by speeding, so the smaller the temptation, the better.

Older used models can be safe cars for teens as well, because they are less likely to encourage reckless driving behavior. As an added bonus, a used car can decrease the cost of auto insurance for teens too, especially if you drop collision and comprehensive coverages.

On the other hand, some experts actually believe the best cars for teenage drivers are newer model cars with their improved safety devices like airbags, antilock brakes, and automatic seatbelts.

But, no matter how popular they are, SUVs are generally not safe cars for teen drivers. Not only can they encourage agressive driving, but they are very easy to roll, which doubles the danger. A disproportionate number of teenage auto accident involve only one vehicle, so it's best to stay on the safe side.

 

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